Confessions of a Mortgage Insider

Title: Confessions of a Mortgage Insider

Author: Denny Andrews

Publisher: Aviva Publishing

Date: 2008

Price: 24.95

Have you wondered why the mortgage and banking industry are in their current shape of disarray? Did you ever wonder how some people managed to get something for nothing and leave us the average tax payer footing the bill?  Are you curious why the once respectable mortgage industry became so corrupt and brought the US economy so quickly to its knees? Denny Andrew’s first book, Confessions of a Mortgage Insider, explores how the mortgage brokerage industry went into a spiraling failure that resulted in a complete meltdown of epidemic proportions. Confessions of a Mortgage Insider uncovers more than the excesses of the industry. It explores the people and personalities of those who worked in the industry through the personal stories of leaders, followers, slimy wheeler-dealers, and the victims. It tells the story through the eyes of mortgage broker Rick Agnew. Agnew goes from naïve freshman loan application agent to a diamond level broker whose life is filled with fast cars, fast women and fast parties. His up close and personal experiences with the industry open his eyes to the rampant fraud and chicanery of the industry.

Part story collection, part instruction, and part personal discovery, Andrew’s book is a fun and interesting book that makes you angry with the money lust of the brokers, makes you cry for those who are victimized, and laugh at the antics of Rick Agnew the half man/half naughty child protagonist.  Using illustrative stories and hilarious hi-jinx this book instructs even the most casual reader on the dangers of the current mortgage failure to the housing market.  This book can be that ‘tell all’ source the casual reader has been seeking to establish some sanity from the current economic crisis in the mortgage industry.

Confessions of a Mortgage Insider prompts the reader to really assess where they are currently in their mortgage and financial stability and then to make a specific plan to get where they want to be.  Living in the house of your dreams is not just a wish if you plan carefully and shop wisely for a mortgage and a mortgage broker, according to Andrews.  The American dream is not over…it has just become something that once again is only realized through hard work and a good savings plan.

The mortgage bubble has been broken and according to Denny Andrews, it is not a bad thing that the party is over.  His exposure of the ugly secrets of such a sleekly designed profiteering machine clearly illustrates the symptoms of our society’s pervasive illness: excess. This fast moving book encourages responsible lending and commanding the life choices that promotes accountability and fiduciary common sense.  Andrews captures the madness and mayhem through his original stories and then provides sound business advice that everyone can understand.

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